Work directly with experienced ICC-certified building code inspection professionals for HUD 92051 reporting, new construction inspections, and lender-requested compliance documentation.
No robots. No unnecessary contact forms. Speak directly with our team.
Art Neidich Property Inspection & Consulting | Lone Star Building Inspection, Inc.
An FHA Compliance Inspection is a property inspection performed to document whether specified construction, repairs, or improvements comply with applicable FHA/HUD requirements and identified inspection conditions.
These inspections are commonly requested by mortgage lenders and Processors for new construction, substantial rehabilitation, and certain property repairs.
HUD Form 92051, Compliance Inspection Report, is used by qualified inspectors to document the status of construction or repairs in connection with certain FHA-insured mortgage transactions.
The report identifies the property, inspection stage, observations, and applicable compliance findings.
An FHA Compliance Inspection may and often is required when:
Important: Not every FHA-financed property requires a separate HUD 92051 inspection. Requirements depend on the mortgage program, property circumstances, and lender instructions.
FHA Compliance Inspections are generally requested by mortgage lenders, loan processors, underwriters, builders, and other authorized parties involved in the financing or construction process.
No. An FHA Compliance Inspection is not a comprehensive home inspection performed for a prospective property buyer.
A traditional home inspection generally evaluates accessible systems and components for the buyer’s information. An FHA Compliance Inspection addresses specific construction or repair compliance requirements associated with the FHA mortgage process.
Inspector eligibility depends on the applicable FHA program and inspection assignment.
Qualified professionals may include appropriately credentialed building inspectors and other individuals meeting the relevant HUD/FHA requirements.
An ICC Residential Combination Inspector (RCI) holds certifications covering residential building, electrical, plumbing, and mechanical code disciplines. However, ICC certification alone does not automatically establish eligibility for every FHA inspection assignment.
The number of inspections depends on the applicable FHA requirements, the construction status, the documentation available, and the lender’s instructions.
When required, inspections may involve construction-stage observations, final completion verification, or reinspection of identified deficiencies.
An FHA Final Compliance Inspection documents the observed completion status of construction or repairs and identifies conditions relevant to the assigned FHA compliance requirements.
The inspector documents exterior and interior conditions, installed safety components, completed work, and other items.
Yes, certain lender-authorized compliance inspections may be conducted after closing, including inspections involving occupied properties.
The inspection must still satisfy the applicable loan-program requirements and the lender’s instructions.
Yes, when the inspection scope permits and access is available.
The inspector should respect occupant privacy, obtain access authorization, and document any inaccessible areas that affect completion of the assignment.
Applicable construction must comply with local permitting and inspection requirements.
Depending on the FHA program and assignment, lenders may request permits, certificates of occupancy, municipal inspection records, or other construction documentation.
No. FHA Compliance Inspections do not replace required municipal inspections, permits, or certificates of occupancy.
Local authorities having jurisdiction retain responsibility for enforcing adopted building codes and applicable local ordinances.
Depending on the assignment, observed conditions include:
The inspection scope and governing requirements determine which items must be evaluated.
Applicable residential building codes require smoke alarms inside sleeping rooms, outside sleeping areas, and on each story of a dwelling.
Power supply and interconnection requirements depend on the applicable code, construction date, and scope of work.
Carbon monoxide alarm requirements depend on applicable building codes, state and local requirements, and relevant FHA/HUD provisions.
They are required in dwellings containing fuel-burning appliances or attached garages, subject to the governing code.
Applicable residential codes generally require emergency escape and rescue openings in sleeping rooms, with exceptions and requirements based on the adopted code.
Inspectors may document opening dimensions, accessibility, operational conditions, and other relevant safety features.
Window fall protection may be required where operable windows present a fall hazard under the applicable building code.
Compliance depends on factors such as windowsill height, exterior fall distance, and approved opening-control or fall-prevention devices.
The inspector documents applicable noncompliant or incomplete conditions and reports findings to the requesting party.
The lender or responsible party determines the necessary corrective actions. A follow-up inspection may be requested for document completion.
The on-site inspection time depends on the property’s size, construction stage, accessibility, and required documentation.
A typical single-family final inspection may be completed in one site visit, provided the property is accessible, ready and satisfies FHA/HUD Minimum Property Standards also referred to as MPS.
Depending on the assignment, documentation often includes:
Scheduling depends on property location, inspector availability, construction readiness, and required access.
Rush scheduling often is available for time-sensitive mortgage transactions.
Inspection fees depend on the property location, inspection phase, scope, travel distance, and any required reinspection.
Additional charges may apply for extended travel, rush assignments, occupied properties, or specialized reporting.
Construction or repairs covered by the assignment should be substantially complete, required utilities should be available where needed, and the inspector should have access to all required areas.
Relevant permits, construction records, and lender instructions should also be available.
Art Neidich Property Inspection & Consulting, a division of Lone Star Building Inspection, Inc., provides FHA Compliance Inspection services throughout the Dallas–Fort Worth Metroplex and extended Texas service areas.
Primary coverage includes Dallas, Fort Worth, Waxahachie, Denton, Crowley, Howe, Sherman, McKinney, Princeton, Crandall, Kaufman, Anna, Rowlett, Pilot Point, Balch Springs, Greenville, Midlothian, Ferris, Grandview, Cedar Hill, Willow Park, Ennis, Keene, Corsicana, Red Oak, Hillsboro, Alvarado, Little Elm, Aubrey, Cleburne, Azle, Celina, Burleson, Providence Village, Mesquite and surrounding communities. Extended travel assignments may be available elsewhere in Texas, subject to scheduling and travel fees.
